Most businesses sit on budget surplus like it's a safety net. But what if those extra funds could work harder than your team? We teach Australian business owners and finance professionals how to turn dormant capital into strategic advantage through practical financial planning frameworks.
Explore Our ProgramHere's what we see repeatedly: companies finish the quarter with healthy surplus, park it somewhere "safe," and call it responsible management. Six months later, inflation has quietly eaten 3-4% of its value.
Our curriculum started in 2023 when we noticed this pattern across dozens of Australian mid-sized businesses. They weren't struggling financially. They just didn't have frameworks for making surplus work strategically.
We built this program around actual scenarios from manufacturing, retail, and professional services firms. The kind where you've got $200K sitting idle and three competing priorities.
We skip the theory lectures and focus on decision frameworks you'll use the week after class ends.
Build custom risk matrices for your business context. We'll teach you how to evaluate opportunities against your actual cash flow patterns, not generic benchmarks that assume you're a tech startup.
Learn structured approaches for dividing surplus between growth investment, operational buffers, and strategic reserves. You'll leave with spreadsheet templates we've refined through five cohorts.
Practice modeling different economic conditions using your own business data. We spend three sessions building scenarios that account for interest rate changes, supplier cost fluctuations, and demand shifts.
Our typical participant manages finances for a business doing $2M to $50M annually. You've got surplus regularly appearing in your accounts. Maybe seasonal, maybe from strong quarters.
You're comfortable with spreadsheets and basic financial statements. We're not teaching accounting fundamentals. We're teaching strategy for people who already handle the books but want better frameworks for surplus decisions.
Finance managers, business owners, and operations directors make up most cohorts. The common thread isn't job title but the practical challenge: you have more cash than immediate expenses require, and you need structured approaches for making it productive.
We run cohorts twice yearly, starting September 2025 and March 2026. Each session is four hours, usually 9am to 1pm Sydney time.
Between sessions, you'll apply frameworks to your own business numbers. We provide templates but you bring real data. This isn't theoretical.
Group size caps at 18 participants. We've found that's the sweet spot for meaningful discussion without losing focus.
Half our session time involves working through anonymized scenarios from past participants. You'll see how a logistics company allocated $400K surplus, how a retail chain managed seasonal cash peaks, how a consulting firm balanced growth investment against market uncertainty.
You'll also present your own surplus challenges to the cohort. We workshop solutions together, applying the frameworks in context.
We'd been sitting on surplus for eight months, paralyzed between investing in new equipment or keeping it liquid. The allocation framework from crynavolent helped us split the difference intelligently. We bought half the equipment outright and financed the rest, keeping our buffer intact.
Niamh Callister, Operations Director
The scenario planning sessions changed how I present options to our board. Instead of gut-feel recommendations, I now show them three modeled scenarios with risk assessments. Decisions happen faster because everyone understands the trade-offs clearly.
Vesna Thorkildsen, Finance Manager
Applications open in June. We review them on a rolling basis and typically fill spots by mid-July. If you're managing surplus now and want structured frameworks for making better decisions, this might be worth your Saturday mornings.
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